Q/A2

By Michael Yeoh, financing consultant

Ganesh T.@Port Klang: Please advise how many mortgages one can have at any one time? Does it make a difference if it is a mortgage directly under my own name, or if it is in joint names with other parties?

RED: You can have as many mortgages as possible as long as the banks are willing to lend you. Yes, it does make a difference even if you are a single or joint borrower.

Related Articles

.header-nav a.epaper:link{color:#fff}.header-nav a.epaper{background-color:#ff8a00}.header-nav{margin:0;padding:0;height:1em}.header-nav li{list-style:none;float:left}.header-nav li a{background-color:#fff;color:#8e989e;display:block;padding:3px 8px;text-decoration:none;z-index:1}.header-nav li ul{display:none;width:5em;background-color:#fff}.header-nav li:hover ul,.header-nav li.hover ul{display:block;position:absolute;margin:0;padding:0}.header-nav li:hover li,.header-nav li.hover li{float:none}.header-nav li:hover li a,.header-nav li.hover li a{background-color:#fff;border-bottom:1px solid #fff;color:#8e989e}.header-nav li li a:hover{background-color:#fff}a.photo-left{background:url(http://w1.nst.com.my/img/nst/gallery-arrow-left.png) no-repeat scroll 0 0 transparent;display:block;height:21px;left:-28px;position:absolute;top:-2px;width:20px}a.photo-right{background:url(http://w1.nst.com.my/img/nst/gallery-arrow-right.png) no-repeat scroll 0 0 transparent;display:block;height:21px;position:absolute;right:-28px;top:-2px;width:20px}.st_email_hcount{display:none}.linklist li h4{display:none}ul.linklist{list-style-type:none}#sublist .news-content{min-height:80px}.icon-date{display:none}.vidtum h4,.tvbox h2{text-transform:capitalize}.news-thumbnail{float:left;margin:5px 10px 0 0;width:70px}#sidebar img{float:right}#wrapper{margin:0 auto 1px}.sidebar-container{width:300px}#navigation li a{padding:0 5px 0 10px}.tvBoxA{color:#fff}.box-columnist{border-bottom:1px dotted #ddd;padding:1px 0 15px 0;min-height:40px}.box-columnist img{margin:0pt 5px 0pt 0pt;max-width:50px;max-height:50px}.box-columnist h5{margin-bottom:-5px;margin-top:-5px}.box-columnist .lead-col{color:#000}.box-columnist .author-col{color:#d0a95c;font-size:10px}.box-columnist .lead-col{color:#000;font-size:11px}#top-news .main-section-title,#latest-news .main-section-title{border-top-color:#db4d2e}.featured-news-image{position:relative;border-top:1px dotted #ddd;padding:5px 0 0;line-height:.6}#photo-news{clear:left}.main-section-title,#video-news .main-section-title{border-top-color:#388784}#photo-news .main-section-title .active,#photo-news .main-section-title a:hover,#video-news .main-section-title .active,#photo-news .main-section-title a:hover{color:#388784}.featured-news-image h1{position:relative;bottom:0}.newsbox .section-title{display:none}.latest_news .linklist li{border-bottom:1px dotted #ddd}#latest_news .section-title{border-bottom:1px dotted #ddd}#artView .section-title{position:absolute;width:345px;left:-20px;border-bottom:none}#artView .section-title h3{padding-left:20px;font-size:15px}.artReel{font-size:15px;overflow:hidden;padding:1px 1px 0 275px;text-align:right;position:absolute;top:8px}.artReel ul{}.artReel li{float:left}.artReel li a{padding:0 5px 0 0;display:block}.artReel a:hover,.artReel a.active{opacity:1;color:#db4d2e}.artReel a{color:#000;font-size:11px;opacity:.7}#latest_news .section-title a{-moz-transition:padding .1s linear 0s;background:url(http://1-ps.googleusercontent.com/h/www.nst.com.my/img/nst/xmain-section-title-arrow.png.pagespeed.ic.kOx2qmZATF.png) no-repeat scroll right 3px transparent;color:#000;font-size:15px;padding:4px 13px 0 0}#latest_news .section-title a:hover{padding:4px 15px 0 0}.artBox{-moz-box-shadow:none;-webkit-box-shadow:none;box-shadow:none}.latest_news .linklist{border-top:1px dotted #ddd;margin:38px 5px 1px;width:310px}.timelink{float:left;width:50px;text-align:left;color:#ce2e42;font-size:13px}.titlelink{margin-left:50px;font-size:12px;padding-bottom:3px;color:#434343}.titlelink a{color:#434343}#top-news h3{font-size:15px}#artView #top-news{width:300px}#artView .news-content h3{color:#0ff}#top-news .main-section-title,.latest_news_more{display:none}#artView .news-content p{display:none}#artView .news-content{border-bottom:1px solid #ddd;padding:2px 0;width:300px}#artView{margin-bottom:0}#artContent .news-content{width:300px;color:#000;font-size:12px;padding:5px 1px 2px}#artContent .featured-news-image{border-top:none}.artBox{width:290px;background:#fff}.artBox .section-title-in{border-top:none;font-size:13px;color:#fff;text-indent:6px;border-bottom-color:#313131;text-shadow:0 0 0 transparent,0 1px 1px #222;padding:8px 0 5px}.artBox .section-title-in:after{display:none}.artBox .section-title{font-family:Droid-sans;margin-left:10px}.photo-news-container{padding:7px 0 0}.widefont{color:#fff;font-size:12px;padding:0 10px 10px}#artView,#video-news{margin-bottom:10px}.artContent{border-top:1px dotted #ddd;margin-top:38px;font-size:12px;padding:0 0 5px;width:300px}.artContent img{-moz-box-shadow:0 1px 5px rgba(0,0,0,.5);-webkit-box-shadow:0 1px 5px rgba(0,0,0,.5);box-shadow:0 1px 5px rgba(0,0,0,.5);max-width:300px}.artContent h2 a,.artBox .artContent h3 a{color:#005689}.artContent h2 a:hover,.artBox .artContent h3 a:hover{color:#db4d2e!important}.artContent h2,.artBox .artContent h3{font-size:22px;text-shadow:0 0 0 transparent,0 1px 2px rgba(0,0,0,0.5);padding:2px 0 5px}.artBox .artContent h3{font-size:14px;line-height:1.8;padding-bottom:0}.artContent p{padding:0}#adcatfish{position:fixed;bottom:0;width:100%;text-align:center;z-index:999}

Q/A2

Ganesh T.@Port Klang: Please advise how many mortgages one can have at any one time? Does it make a difference if it is a mortgage directly under my own name, or if it is in joint names with other parties?

Leave Your Comment