KUALA LUMPUR: Funding Societies is committed to offering various lower-risk investment products to help investors earn more consistent returns.
The digital financing platform said this would be done through its Dealer Financing (DF) and Guaranteed Investment Notes (GIN), with more products in the pipeline.
Funding Societies Malaysia country head Chai Kien Poon said the company constantly innovates to offer more investment products to meet the needs of most investors' investment objectives and risk appetite across business cycles.
He said that with the current developments in the global economy and potential spillover to local markets, GIN offers more consistent (albeit lower returns) and may appeal to investors with a more cautious outlook in short to medium term.
"By introducing GIN, we can meet our three objectives.
"This includes availing our investors more investment opportunities for portfolio diversification, offering lower risk investment products for investors, and continuing to provide more Malaysian small and medium enterprises (SME) with financing solutions," he said.
With Funding Societies' GIN, investors can tap into an additional investment portfolio that preserves their capital and simultaneously provides returns on their investment.
GIN investors stand to gain a net return of up to six per cent per annum before fees, with a minimum investment of RM100 per note.
Since its soft launch in March 2021, Funding Societies has raised more than RM75 million in financing disbursement across more than 1,000 GIN notes, benefiting close to 1,200 underserved SMEs.